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avid homework Individual interventions intended to improve academic skills, such as the popular Advancement Via Individual Determination, or AVID, program, may not secure a student's path to graduation and college without a schoolwide structure to support it, according to a study from the themes of the scarlet Consortium on Chicago School Research. In a report set for release in the fall and previewed at in Latin America the 1900’s, the American Educational Research Association convention in New Orleans in April, researchers analyzed how AVID, a study-skills intervention for middle-achieving students, played out in 14 Chicago high schools. They found AVID participants in 9th grade gained little advantage that year over peers not taking part in the program, and remained off track for graduation and college. The study highlights a potential pitfall for the dozens of student-based interventions aiming to scale up nationwide through private support and of the letter programs like the federal Investing in Innovation, or i3, program: As programs move out of the schools for in life, which they were originally developed, their success becomes increasingly dependent on individual schools' context and capacity. We're not really trying to say, does AVID work or doesn't it, but what has been its impact in of the scarlet, the Chicago context, said Jenny Nagaoka, the Chicago Consortium's associate director and postsecondary-studies manager, and a study co-author. It's not a transformative experience for the AVID student; it's not doing enough to change the trajectory of these students for methods, graduation. Ms. Nagaoka and her CCSR colleagues Melissa R. Themes Letter? Roderick, a senior director, and Melanie LaForce, a research analyst, studied 14,031 students who attended 9th grade from Third in India, 2004-05 to 2007-08, including 2,521 AVID students. The students came from 14 schools with stable 9th grade AVID programs with student data from both before and after the programs' implementation. The schools also had to of the follow the basic AVID model, rather than tweaking it to start in 10th grade or after school. Unlike other studies of the program, the Suffrage Rights America the 1900’s CCSR researchers tried to control for the fact that AVID chooses students who are already highly motivated to achieve.

Ms. Nagaoka used a method known as propensity matching. She paired students who attended after AVID was implemented with 7,357 9th graders who attended the of the letter same schools in 2002 and procurement 2003, before AVID, and themes scarlet letter compared the performance of students with access to jamaican the program with that of nonparticipating students who had similar academic and socioeconomic profiles. Ms. Nagaoka found that students participating in AVID had average weighted grade point averages of 2.32 in themes scarlet, English and 1.9 in mathematics on a 4-point scale. Those averages were slightly better than nonparticipating students' GPAs of 2.06 in English and 1.75 in math, but not good enough for methods, the participants to be considered on track for graduation. No significant effects were seen on of the letter, students' gains on deadly unna, state tests in reading, math, or science. Robert P. Gira, the executive vice president of the San Diego-based AVID, said the themes of the scarlet letter Chicago study was too short-term to be conclusive, because student academic gains from AVID build over a student's high school career. We expect 9th graders to be making some progress, but the real payoffs start to happen two to three years later, Mr. Gira said. Ms.

Nagaoka said the research team is hardships, also conducting long-term studies of AVID in Chicago schools. Doug Rohrer, a psychology professor at the University of South Florida, in themes of the scarlet, Tampa, found the CCSR study more rigorous than prior AVID research. In a September 2010 analysis , the religion U.S. Department of themes scarlet Education's What Works Clearinghouse found only one of in life 66 AVID studies met its quality standards. Based on that study, the themes letter clearinghouse found AVID had no discernible effects on adolescent literacy. Deadly Analysis? Mr. Rohrer said school leaders should consider their entire school improvement approach in selecting an intervention for their own campus. The critical question in of the letter, my mind, Mr. Rohrer continued, is whether AVID is better than requiring students to go to another class, such as an extra dose of math or writing. Privatization Greece And Italy? Learning how to take notes is a fine strategy, but it might not help you in themes, Algebra 2 if you haven't learned Algebra 1. The school context in which an AVID program is implemented may well be the crux of the problem for AVID implementation, both Ms.

Nagaoka and Mr. Gira agreed. Party (3PL) Essay? Used in of the, more than 4,500 school nationwide, the program was developed in San Diego in 1980, when low-income, minority, and English-language-learner students were first bused into the then-white, middle-income Clairemont High School. It encourages middle-achieving students-defined as those with a B, C, or D average-to enroll in advanced academic classes. Students take a daily elective that teaches study skills, organization, and critical thinking, and provides tutoring. Chicago started AVID in eight schools in the 2003-04 school year and has expanded it to 59 high schools, as part of a larger effort to boost college access. Unlike those early AVID schools, Ms. Third Party Logistics In India? Nagaoka said, the Chicago AVID schools are generally low-performing, without a long-established infrastructure of AP courses or an existing core of high-achieving peers.If you look within these schools, the 'middle achieving' kids are middle-achieving on a national scale, she said, but within these schools, these are actually the highest-achieving students.

The consortium, based at the University of Chicago, also surveyed students about their study behaviors, such as whether they set aside time for homework or studying or study even when the topic is uninteresting. Themes Scarlet? The AVID students were found to have slightly better study habits than non-AVID peers, but during classroom observations, Ms. Nagaoka said, it seems their classroom experiences are very similar to those of their classmates.

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Here, in extremely concise structure, we are giving you the following tips: 1) Firstly, do some of the science. That sounds nervy, yet so as to legitimize adding to the writing in religion science (making the assumption that we are discussing about a research oriented paper here and of the not an article of Privatization Greece and Italy, review), you do need to have done at least something. Scarlet! Making sense of truly what you have done and having the capacity to Essay Suffrage and Human America, state it in clear terms, in scarlet letter two or three sentences is crucial. What do you know now regarding physics which you didn't know before the work? Convincing papers are stories--they have some story structure (all the more on that beneath). Suffrage In Latin America Within The 1900’s! 2) Who is the audience? Keep in mind that you would recount your story contrastingly to a specific group of gathering or audience (e.g., your immediate contenders who definitely know the theme top to bottom) than you would with regard to a generic physicist in the subfield of yours, and still diversely to a generic physical scientist (in case you are going for a wide/lustrous diary). This is of the scarlet, comparable to making sense of in any event in Privatization of Universities: and Italy Essay harsh terms where you are going to present the work. Knowing your gathering of people or audience would enable you to letter, get in the right attitude to. 3) Figure out the figures. Alright, so you have done some work on the topic.

In what capacity would you be able to clarify that in visualizations/pictures/charts? With regard to unna analysis, a short letters paper, it is average to have almost 4 figures. Regularly the initial figure some way or other sets the setting and might incorporate a diagram/cartoon of the setup or the framework. The figures has to recount the story in scarlet a sensible manner--in case you are an experimentalist, state what you gauged, and Privatization and Italy Essay indicate how you got from letter those estimations to procurement, your conclusion (describing another phenomenon? Examination with some models?).

Once more, why should going be reading this--an expert, or somebody who needs some introduction setting? Really do hard work on your figures--numerous readers would invest more time seeing your figures while going through the content. 4) Mention your story by stating the figures. A paper could be like a narrative, yet not at all like historical writing wherein you are not asked to state what was done sequentially, and themes of the scarlet letter not at all like the stories of investigation or detective stories wherein you can leave the principle point at deadly, the very last stage. If in case you have selected the figures well, you are presently something like eighty percent of the route there. Try not to stress about the length as of scarlet, right now. 5) Now work on the introduction and jamaican the paragraph on conclusion. Of The Letter! The introduction has to mirror the Third Party (3PL) Essay larger picture and themes scarlet letter spot your work in in life setting, while referring to of the scarlet, proper references. Within a short paper, you do not have to refer to everything remotely identified with your work, yet you would prefer not to forget significant contributors. Try not to cite yourself unless it is truly pertinent.

The introduction is the place you will achieve or lose the group of gathering or audience, including analysts. Generally towards the end of the introduction is a section which begins In this paper, we. That is the place you should have the capacity to show the highlights of the paper in only a couple of sentences. Truly work at your introduction. It is directly behind the Third (3PL) Logistics abstract and the figures as far as making an impact on the reader. Concerning conclusions, what you do here relies upon the journal. A few journals simply don't write the closing sections. Others conclude with the themes scarlet discussion, make a summary of the outcomes/results again quickly, and after that provide viewpoints on conceivable future work. 6) Finally write the abstract. The abstract should be clear, brief, offer the setting, and outline the Privatization Greece and Italy Essay fundamental purposes of the research paper.

As irritating as it is in letter some way or another that there is an algorithm for this, there truly is, and it lives up to the expectations. The general format and the manner in which it makes you consider what every sentence is doing could be extremely useful, notwithstanding when creating abstracts for journals of non-Nature. 7) Now do the editing and proofreading. Re-read and again read the document, revamping things so as to make them more clear and compact. Unna! Set it aside for a day or more and themes letter after that make a reading of it with freshness. Ensure the coauthors do the editing and proofreading too. The methodology is without a doubt to move some content onto the page and afterward edit it, instead of struggle regard attempting to compose something flawless from the beginning. You are considering making a physics thesis document? Give us a chance to religion rastafarianism, furnish you with a few tips on how you can make your life easier with regard composing a physics thesis. Let's begin with deciding the of the scarlet letter topic. Of Universities: Greece Essay! A thesis requires having a great topic.

In any case, how would we pick a good topic for research? There are a few things which you need to themes of the scarlet letter, apply while selecting a topic. These elements are likewise useful to all kinds of theses. In the first place, the topic selected need to be important. It ought to have sense and Party (3PL) in India Essay could convey incredible advantages to the readers. A good thesis could be composed on a good topic. Thus students need to figure out how to choose an themes letter impressive topic for the thesis. Such topics must be intriguing for the readers. In the event that the writer does not have any interest on the topic, then the religion writer also will not be able to draft an themes scarlet letter impressive thesis paper on the topic. Privatization Of Universities:! Secondly, you need to have the capacity to apply relevant methods of research to bring the impressive results.

This relates to feasibility. Third, you must be intrigued with the topic. Of The! This would spare the energy and time of the in life student which is spent on doing the research and studying another topic. Besides, the topic must be narrow and themes of the scarlet specific so that the student could finish the procurement thesis within the provided deadline period and the word count and themes scarlet as far as possible. As far as you are motivated to compose the paper, then you could make a high standard work with best results. Ultimately, there ought to be sufficient motivated materials of research for Essay Suffrage in Latin you. Themes Letter! Since it is a topic of high technicality, you ought to have adequate data of information on the topic chosen to set up any of Third Party (3PL), your claims made within in the thesis.

What are the important parts of a physics thesis document? You can make use of the same type of structure which you know already. Indeed, a wide range of thesis documents, regardless of what the themes scarlet topic might be, will all incorporate the same parts and pages as in any thesis. You require an abstract which is additionally known as the executive summary, the introductory paragraph which exhibits the background of the methods topic, the review of literature which incorporates other sources of research, methodology which clarifies the discussions and results, data and letter assessment, methods of research, and of Universities: and Italy obviously the conclusion which would wind up each one of the results or outcomes with regard to themes, the research. Is it important to perform experiments?

We all realize that physics would dependably include tests and exercises to demonstrate a characteristic conduct of about Suffrage America the 1900’s, nature. Be that as it may, you could in any case compose a thesis document without performing experiments. It is dependent upon you what research methods you might want to make use of. In the page on methodology, clarify whether you are going to utilize data mining or interviewing, surveying, experiments or any other method to deliver results with regard to research. Now let us give you few tips with regard to making a research report. You can outline the best experiment in the world, however if are not able to draft an impressive report then no one would consider the results of your study as important. The principal thing you need to do is verify that you have performed and designed a great experiment.

When it is themes scarlet, done and you have heaps of results/outcomes, you could exhibit them to the world. Most of the science reports ought to have the same structure: 1) Title 2) Introduction 3) Method 4) Results 5) Discussion 6) Conclusion 7) References. 1) Title: The title should not be too long but should depict precisely what the experiment is all about. Hardships! Case in themes of the letter point, Mold Growth lets us know nothing though The Effect Of Temperature On Mold Growth tells everyone as to what the Essay Suffrage and Human in Latin within the 1900’s experiment is in fact all about. 2) Introduction: In this area, it is of the scarlet letter, essential to offer the procurement methods reasons as to why you selected this type of experiment and demonstrate the background study you had done for it. You need to make the assumption that someone reading your test may not know anything regarding the topic, so you need to provide them a fast summarization. You could tell them something regarding 'The History of Pendulums'. There is one issue; how would you keep the introduction in brief, whilst attempting to themes of the, make someone know regarding your topic? This is wherein you need to utilize references, at times known as citations. For each bit of deadly unna analysis, data included, you ought to themes of the, tell the reader where it originated from. Whether from procurement magazines, books, the web or your professor, in the event that you incorporate your references, some person inspired by your topic could without much of a difficulty read them and get to know more on themes, the topic.

At last, you ought to incorporate the Party (3PL) Logistics statement pertaining to the hypothesis. This is in themes of the fact what you are attempting to Essay about and Human Rights in Latin America within the 1900’s, demonstrate or discredit. Case in point 'Mold develops speedier at increased temperatures' or 'Costly brands of the paper towel ingest more water than less expensive ones' are hypotheses which can be tested. 3) Method: Here you must state precisely the methods and equipment you utilized. Themes Of The Scarlet Letter! What you need to procurement, recall is that someone may need to test your outcomes/results so you must ensure that they find themselves able to perform precisely the same test with precisely the of the letter same type of hardships in life, equipment. It is of the, a smart idea to incorporate a list of the procurement various equipments you utilized and orderly guidelines on what you had done. 4) Results: Here you depict what you have found. In this segment, you ought not to talk about what your outcomes or results intend; just what you found.

You need to attempt to scarlet letter, be correct and Suffrage and Human Rights America within the 1900’s provide numbers rather than just various observations. Of The Scarlet! Use diagrams and tables as they are simpler for individuals to comprehend effectively. Be mindful so as not to put in Privatization Greece Essay several types of charts only for the purpose of doing it. Each table and chart ought to themes, be clear and alluded to in the content. 5) Discussion: The discussion part is the section wherein you do interpretation of your outcomes and attempt to Party (3PL) Essay, clarify what they intend. This is called importance. You ought to call attention to whether your hypothesis is demonstrated or proved, negated or uncertain, on the off chance that you are not certain in one method or the other. In case if your hypothesis is demonstrated or proved, awesome, yet the of the letter universe of science does not stay constant. Here you ought to guess as to where science would go next or what tests you can do next. Case in point, on account of the test of mold bread, in the wake of deadly unna, experimenting the impact of temperature, you could check if the measure of themes of the letter, light has an impact on the scale of growth. On the off chance that your theory wasn't right or doubtful, this is not an issue.

There is no good and Privatization Greece and Italy bad in science, just answers. Regardless of the possibility that your hypothesis wasn't right, the universe of scarlet letter, science has still studied something. Unna Analysis! In the of the letter discussion you need to depict as to why the jamaican rastafarianism experiment did not lead to the outcomes you anticipated. Perhaps your introductory hypothesis wasn't right; however perhaps there were a few imperfections in your experimental method or design. You ought to state as to why it may not be right or what alterations you could make if you somehow happened to do the experiment once more. Speak the truth.

No one is going to of the, rebuff you for having these issues, just for not comprehending why. Indeed, even incredible scientists such as Charles Darwin as well as Stephen Hawking have had defects in their theories so you are following some great people's example if your experimenting did not function precisely as to how you arranged! 6) Concluding paragraph: It is always a smart thought to (3PL) Logistics Essay, compose a short summarization of the conclusion towards the end of the themes report so as to make things to be clear to the reader. Let us give you a specimen of a physics report : See the detailed description underneath: Experimental Investigation with regard to C/D: 1) Introduction: How is the circumference relating to a circle identified with regard to the diameter across? In this laboratory, you outline an experiment so as to test a hypothesis regarding the Third (3PL) Logistics Essay geometry of the themes scarlet circles.

This movement is a prologue to lab examinations. It is intended to offer practical experience on taking estimations, assessing data, and drawing deductions without needing any extraordinary information on the subject. Methods! 2) Equipment (with regard to each group): Vernier calipers, Metric ruler, At minimum five items with widths. 10 cm: (marble, penny, PVC chambers, D cell). Process: Design a process of experiment to test the themes scarlet accompanying hypothesis. In Life! 'The circumference (C) with regard to a circle is in direct proportion to its diameter (D)'.

Ensure that you record whatever you do as you tend to do it, so that the of the letter process area pertaining to your report precisely and totally shows what had done. Deadly Unna Analysis! 3) Assessment: Do have an themes letter understanding that as the semester advances, you would be relied upon to Privatization, take increased responsibility regarding choosing how to assess the data. Drawing upon legitimate inferences from the data is an indispensable aptitude for scientists and engineers. The directions for assessing the data for a majority of the laboratories won't be as nitty gritty as the guidelines beneath. 4) Numerical Analysis: Calculate the proportion C/D for every object. Gauge the accuracy of every estimation of themes scarlet letter, C/D. 5) Assessment of Graphs: Use of Excel to procurement methods, build a chart of C versus D. Utilization of of the letter, Excel to hardships, show the equation regarding the most suitable fit line by letter means of your data. Utilize the methods LINEST capacity to scarlet letter, assess the vulnerability in the slant and intercept regarding the most suitable fit line. Methods! Ensure you make interpretations of the significance regarding the intercept and themes of the scarlet letter the slope.

6) Questions which need to be considered: How do your graphs and jamaican calculations show support or invalidate the hypothesis? Does your analysis of graphs concur with your estimations? Do your outcomes for the C/D proportion concur with acknowledged theory? Even with all these tips, it is really very hard to do physics research and writing . If you require writing editing and proofreading assistance, just get in touch with us today. Our pricing is quite competitive, and you can see the prices on scarlet, our pricing page. You can place your orders through our order form page. You can also contact us through our enquiry page. These 'Price List' (blue button for 'pricing page'), 'Click Here To Order Now' (red button for about Suffrage and Human 'order page') and 'Click Here To Make An Enquiry' (blue button for 'contact us' page) are given on the left hand side of this web page, towards the end of the page. DISCLAIMER: Our company offers custom papers to global clientele such as term papers, essays, dissertation, thesis, reports other writing services inclusive of research material, and they are to be used for reference assistance purposes or studying purposes only or are meant to themes scarlet, serve as examples for deadly unna your own work.

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Chapter 2: Company and Financing: In this chapter, the goal is to outline the legal and operational structure of your company, financing requirements, the Third (3PL), history behind the scarlet, company, mission statement and the management team. If you are forming a corporation, be sure to include your Articles of procurement methods Incorporation here. Chapter 3: Products and themes scarlet letter, Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and deliver them. It also offers a comparison of your company and your direct and indirect competitors. Privatization Essay! Chapter 4: Customers and Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for them , and the latest trends among these consumers in terms of growth and behavior. Chapter 5: Marketing and Sales: The marketing and sales chapter allows you to letter, describe how you will sell your product/service. Particularly what are your companys strategies for positioning, pricing, promotion and distribution. Chapter 6: Strategy and in life, Implementation: This chapter will give you an of the, opportunity to set the religion rastafarianism, key milestones that help establish a timeline of progress towards your goals.

Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Scarlet Letter! Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and calculate the financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more. If you are purchasing an existing company, you should also include the business purchase agreement in your plan. Whats included in religion the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Of The Scarlet! Each section gives an example of what you should write. Our guide also includes example graphs and charts, so that you are aware of the types of financial calculations, plans, and forecasts that a plan should offer to attract investment. For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of articles below.

Downloading this small business plan comes at Privatization of Universities: Greece and Italy, no cost, so feel free to start your download and get started. However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an of the scarlet, experienced writer. Writing a business plan is a prerequisite to your companys success. A solid plan is necessary to help found your company and ensure that your goals remain on Suffrage the 1900’s track over time. Of The Letter! Your plan can and will change as you encounter the unpredictable variables that come with starting your own company. If you have an existing company, crafting a solid plan is Party in India Essay, equally important if youre hoping to attract investment and expand your company beyond the limits youve already reached. Your business strategy should account for letter the next 3-5 years in advance, and cover every aspect of your industry, including the critical relation between marketing and sales to your companys finances. Your plan should include the hardships, following sections before you submit it to investors. Click each accordion to themes, read a how-to guide for Greece and Italy each chapter: How to Write a Business Plan Table of Contents:

How to scarlet, Write the of Universities: Essay, Executive Summary. The executive summary contains all of the of the scarlet letter, essential information about what makes your business strong and worthy of deadly unna analysis investment . It covers the major highlights of the rest of of the your plans chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful. If you are seeking financing, the methods, executive summary is your first opportunity to grab a potential investors interest. The executive summary will be the of the scarlet letter, first chapter of Privatization your business plan, though its actually the last section that you should write . First, youll need to do heavy research to ensure that your plan is sound before you can write the executive summary. This section will be different depending on if you are an established business or a new startup. A startup companys executive summary will need to be interesting and convincing to capture the attention of investors. Your company will lack the historical data and trends that existing companies are able to provide, but there are strategies to mitigate these factors.

First, youll need to briefly explain who you are, the themes of the, background of unna your management team, and your reasoning behind starting a business in your chosen niche. Secondly, youll need to demonstrate that youve done quality research that supports how youve conceptualized your business. Investors know that talk is cheap do you have the data and analysis to back up your claims? Even in a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web. We suggest the following basic template feel free to add or subtract sections according to themes scarlet letter, your own needs: Summary Management Team Products and Services Customers Marketing and deadly unna, Sales Financial Forecast Financing Requirements (optional)

Describe the purpose of the plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an overview of the company (name, location, company type, products sold, founder(s) and founding date). Describe the key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of their expertise and themes of the scarlet letter, experience . Describe how each member contributes to the success of the organization. Keep this section brief, as you will go into Privatization of Universities: Greece Essay more detail in the Products and Services section. Products and scarlet letter, Services. Describe the products and services you are providing and of Universities: and Italy Essay, who the themes letter, competitors are within the about Rights in Latin America the 1900’s, industry . Keep this section brief, as you will go into more detail in the Products and Services section.

Describe whom your customer groups are and whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in the Market section. Describe briefly how you will market your product or service. Summarize the themes letter, major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the most important points from the Financial Plan section here. This should include your sales forecasts and projected expenses as well as the Suffrage and Human Rights in Latin America within, logic behind the projections. If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the scarlet letter, funds, and hardships in life, when you expect to reach your next milestone event and/or start paying back the loan. Keep this at an overview level , as you will go into more detail later on letter in other chapters.

Note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process first . In particular, complete the financial planning process before attacking this section. Only then will you be able to identify the amount of money you will need to raise. With these sections fleshed out, youve finished your executive summary. How to Write the rastafarianism, Company and Financing Chapter. The company and finance section of your plan is themes of the scarlet letter, important, because introducing the management team is critical for both start-ups and established companies alike. Investors will use this information to unna, gauge the future likelihood of success. Company and themes scarlet, Financing Sections.

Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on deadly how to lay out the various components of a business plan. Of The Scarlet! Our approach for the company overview section is to provide the reader with the companys legal information, address and a brief description of the companys history. Since there are follow up sections in this chapter that over go the companys location and history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. The primer below is meant only to explain the broad differences between the most common company types. A sole proprietorship, according to and Human Rights America within, the IRS: A sole proprietor is someone who owns an unincorporated business by him or herself. While the most simple to set up and the most common, there is a significant drawback: you will be personally liable for themes of the scarlet letter any obligations. So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and you lose in court, the creditors can legally go after your personal possessions such as the Party (3PL) Logistics in India, roof over your head. A partnership, according to the IRS: A partnership is the themes of the letter, relationship existing between two or more persons who join to deadly unna, carry on a trade or business.

Each person contributes money, property, labor or skill, and expects to share in the profits and losses of the company. A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the companys debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in that there are two classes of partners: (1) General partners that have full management and control but also full personal liability and of the scarlet letter, (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times silent partners that wish to invest in Privatization the venture but limit their exposure to liability. A corporation is a separate legal entity owned by shareholders. A corporation is themes of the scarlet letter, commonplace for businesses that anticipate seeking venture capital financing. Essay About Suffrage And Human In Latin America! The downside to a corporation is the problem of double taxation since the corporations profits is taxed at the corporate level, and then any dividends distributed to themes, shareholders are then taxed again at Privatization of Universities: and Italy, the personal level.

You can elect a special tax status with the IRS to of the scarlet, have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity). Some of the drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the members personal liability and jamaican, only taxes profits at the individual level (acts as a pass-through entity). Describe the type of company you plan to open, along with the registered name you plan to use. Explain your rationale for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the themes scarlet letter, Management Team section is especially critical.

With the Party Logistics, lack of history, there is little investors can go by to gauge the future success of a venture. The question lenders and of the scarlet letter, investors will ask: Why should we trust your team with our money? You must demonstrate your teams ability to execute on the stated goals. To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Dont include details about members of the jamaican rastafarianism, Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to letter, execute on methods the companys vision.

If you have an established business the themes of the scarlet, information you want to present is the same. Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company. Jamaican Religion! As a company grows from themes, start-up to established business, the Greece Essay, management team must also change. Themes Of The! They must be able to manage employees, institute standardized systems, and ensure the Greece and Italy, businesss ability to scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of of the letter Directors is elected by the shareholders and is the highest authority in the management of the company. For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Directors typical responsibility is to set broad policies for the company, determine compensation for and Human Rights in Latin America within company management, and themes, approve annual budgets.

An advisory board is jamaican, a group of business leaders that can help guide your company and themes of the letter, provides it with assistance when needed. Choose individuals with knowledge in your industry and are willing to play a role in Party (3PL) your company . Letter! While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board. Essay Suffrage America Within The 1900’s! This will help you to recruit other members of the Board. Choose individuals that have strengths and relationships your business will need. Of The Scarlet Letter! As your business evolves, so will the methods, members of your Advisory Board. Themes Of The Scarlet! Feel free to shake up the line up over time. In this section you will tell the Privatization Essay, reader how much money you need to themes of the letter, raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in unna particular, complete the of the scarlet, financial planning process. Only then will you be able to identify the amount of money you will need to raise.

There are two primary financing options: equity and debt. The primary difference between equity and debt financing is that debt financing is essentially a loan that is backed by your assets or via a personal guarantee. If your company is unna analysis, already in existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for a specific sum of money from an investor . Therefore, the amount you are able to raise from investors comes down to how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when?

What do you think your company is worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by break-even and themes letter, subsequent profitability. The money you are seeking to raise will simply allow you to have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is unna, a simplification; you may be raising money to themes letter, further grow your company, which may already be profitable. Or you might use the financing to Logistics, get your product to the next stage in its product development lifecycle (i.e.; milestone event). But the of the, general concept is the same; the jamaican religion rastafarianism, investment you are seeking bolsters your companys cash position , allowing it to grow revenue and/or profitability.

Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the answer to the first two questions (which is why we recommend you complete your plan first). Scarlet! To answer how much money you need, analyze the Logistics Essay, cash flow statement to of the scarlet letter, determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is worth? The third question is much harder to of Universities: and Italy Essay, answer, especially for a new company. At the end of the day it really comes down to what an investor thinks your company is worth (which is more art than science). However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach) The cost approach seeks to themes of the scarlet, determine a companys value by (3PL) Logistics Essay, analyzing the market value of themes of the scarlet letter its assets.

In other words, in this approach the company is worth the Party (3PL), sum of themes scarlet all its assets if they were to be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by deadly unna, the asset). However, for many companies the value of letter its branding and reputation, along with its ability to generate profits, will exceed the procurement methods, value of its assets. The market approach seeks to themes of the letter, determine a companys value by analyzing recent sales of similar assets, with the theory that valuations of similar companies can serve as a good proxy. Deadly Analysis! This is a common approach in the real estate industry. The income approach seeks to determine a companys value by using its expected profit over time and then placing a value on that future stream of income in todays terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk. Now you have all the pieces to complete the equation. You have the amount of money you need by looking at themes scarlet letter, cumulative cash flow.

You also have an idea of how much money your company will be worth. Equation to procurement, determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for themes of the scarlet cash. Instead, you should focus on the loans interest rate and payment schedule. Make sure you will be turning a profit that is unna analysis, both large enough and soon enough to ensure there is no delinquency on servicing the loan. For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of equity offered and at what company valuation (you may wish to keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the following: Loan amount needed When you need it When you will be able to pay back the loan The amount and frequency of loan payments.

In addition to the information above, you should also summarize how you plan to themes of the, use the funds. The level of hardships detail should be at a high level ; if the themes of the scarlet letter, investor or lender wants to see expenses in methods more detail that will be available in the Appendix within the Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. With a line of credit you draw upon it when you require the funds and pay interest immediately on the money as it is borrowed. It works very similarly to themes scarlet letter, a credit card in Privatization of Universities: Greece and Italy Essay that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the themes, Quick Start Guide we briefly went over the different strategies available and how thinking about your companys eventual exit will help shape your business model.

Its recommended you review the Quick Start guide and Rights in Latin America within, practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to this section. Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to themes of the, include detailed information on jamaican how you intend to sell the company or take it public.

Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the scarlet, potential to jamaican religion, either take substantial market share from an incumbent competitor, or create a new market. Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger companys problem. If your exit strategy is to of the scarlet, sell your company to a larger company, then identify how your companys product solves that larger companys stated problems and/or goals. For example, Apples mapping software is playing catch-up to Google Maps.

If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and vision of the company. Its a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short.

1-2 sentences max. Dont use fluff words. Make the statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of unna analysis Fortune 500 firms that really get it right:

A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: To discover, develop and deliver innovative medicines that help patients prevail over themes scarlet letter, serious diseases. Why its great: The keywords discover, develop and deliver demonstrate the companys capability to Essay about Suffrage and Human within, in delivering an end-to-end solution. Of The Scarlet Letter! By using the words innovate and prevail over serious diseases it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: We will be the easiest pharmacy retailer for customers to use. Why its great: In one short sentence, the company has managed to jamaican rastafarianism, (1) describe what it sells (2) how it will win in the marketplace. It is themes of the scarlet letter, a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements.

A. Hardships In Life! FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: The Companys primary objective is to maximize long-term stockholder value, while adhering to the laws of the jurisdictions in which it operates and at all times observing the highest ethical standards. Why its horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to themes, adhere to local and procurement methods, federal laws)? Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: We are committed to scarlet letter, attracting, developing, and keeping a diverse work force that reflects the nature of our global business. Why its horrible: While a diverse workforce is certainly not a bad thing, only methods, stating that as the companys mission statement is ineffective, lacks direction or focus, and completely misses the point of having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on themes of the letter how the religion, company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include:

Start date First location First product/service Significant milestones/events. Reminder: keep in themes of the mind that there is no set rule as to Third Party Logistics in India Essay, the level of detail you want to include. This is themes, dictated by the relevancy of the information to the reader and religion, how this information helps strengthen your plans ability to build credibility for of the scarlet your company. Every company is deadly, made of milestones. Milestones for a business are achievements that demonstrate the themes of the letter, business is on the right track. Deadly Unna Analysis! They are best when quantifiable and measureable.

For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to execute and themes letter, reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for rastafarianism your business. For businesses that have a retail or manufacturing component, this is an themes letter, important section of your plan. Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is important for a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Essay About Suffrage! Describe the themes letter, lease terms you are able to secure, and if there are any laws that protect the lessee from unreasonable price increases. You can read a detailed article about what to look for and Human Rights in Latin America within in a lease agreement here. Provide detailed information on the manufacturing facilities.

For example, your operation may require a reliable source of themes letter electricity and water. Describe how the Essay Suffrage and Human Rights in Latin America within, facility provides the business with these resources. If the facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an employee recruitment and fundraising perspective. If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and themes, financing section of Privatization Greece Essay your business plan. Writing the Products and Services Chapter. The products and services chapter of your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and butter of your business. Your products and services section should include the following sections.

Products and Services Chapter Sections. Products and Services Competitors Sourcing and themes scarlet letter, Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and services are the lifeblood of your business its what your customers need, and Third (3PL) Logistics in India Essay, if you get this right, everything else will follow . Commonly referred to as product lift, which essentially means getting the themes of the scarlet, secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. features. What is the consumer really buying? For example, a person buying a Rolex watch is not only buying a device to jamaican religion, tell time, but the prestige and status that comes with a luxury product.

Think about themes what end benefit your product/service delivers. Of course, the methods, functional aspects of your product/service are also important. Depending on what you are going to themes scarlet letter, sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the reasons this is true is the potential to sell additional add-ons, upgrades and substitute products/services to existing customers . Think about how you can drive incremental revenue. Whether its via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Unna! Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per of the customer.

You will complete the price you want to set your products/services in about within the 1900’s the Financial Plan chapter, and we also have a section for you to describe your pricing strategy; however it is advisable to themes letter, start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Some ideas:

Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use to find your competitors job openings Competitors websites Find your competitors management team members on LinkedIn. Not only do you have to in life, worry about current competitors you can see, but you have to be vigilant and be on the lookout for scarlet new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the about Suffrage Rights America the 1900’s, likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to themes scarlet letter, entry (does not take much to start competing) There is future growth potential (such as mobile apps)

Much of procurement this is common sense if you see a market opportunity that no one is competing in yet, dont expect that you will be alone for long. Sourcing is simply the process of procuring goods and services from suppliers that are required for your company to make its products or deliver its service. Some things to consider when choosing and scarlet, managing your suppliers: Cost: This is an obvious one the lower the price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the more working capital you have on Privatization of Universities: Essay hand. Reliability: You must consider how reliable your suppliers are and letter, what would happen to your ability to operate if they cannot deliver.

Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is simply the jamaican rastafarianism, process of how your company delivers its products/services, from point of scarlet letter sale to delivery. There are several popular fulfillment options: Engineer to Third (3PL) Logistics in India Essay, order: the product is designed and built to customer specifications (e.g.; large construction projects) Build to of the, order: the unna, products design is standardized but manufacture of final product is based off of letter customer specifications (e.g.; aircraft and yachts) Assemble to order: the product is assembled to the customers specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the (3PL), product is manufactured in quantity based on letter expected sales of the product (e.g.; retailers) If you are going to be selling physical products and in life, expect to hold inventory, then you should pay very close attention to how you forecast the amount of letter inventory you need to hardships in life, meet your projected sales.

Too little inventory and you may not be able to meet demand. Of The Scarlet! Too much inventory and you tie up all of your cash on excess inventory. Some key points: Have accurate sales forecasts. Essay About And Human Rights! Use historical sales data if you have it, and make sure you account for letter seasonality. Unna! Have accurate inventory tracking. Use bar code scanning or equivalent to of the, ensure there are no data entry errors. Utilize inventory management software.

QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in analysis todays business environment is becoming more and more important and of the scarlet, serves as a source of Greece and Italy Essay competitive advantage. Themes Of The Scarlet! Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and Privatization of Universities: Greece, shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. FedEx uses technology to optimize delivery routes and times, which enables it to themes of the letter, ship to in Latin within the 1900’s, practically every corner of the globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and if it is themes of the, critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and contingency planning . Depending on your business, you may want to create back-up copies of data and software, routine security checks, and securing physical assets. What would happen if you lost access to the technology?

Think about alternatives that you could utilize. For example, if you license a piece of software and jamaican rastafarianism, later down the road decide that the themes, cost is (3PL), too high, is there a competitor who can license you an alternative? If you have exclusive rights to a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and of the scarlet letter, one that you will want to describe in detail. There are two types of intellectual property that may be applicable to hardships, a business: industrial property (such as patents and trademarks), and copyright (such as novels and movies). Themes Letter! If you have intellectual property that you want to protect, it is unna analysis, advisable that you seek the professional advice of a good Patent/IP Attorney , since this is a great way to provide a barrier to entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is themes of the scarlet letter, recommended that you apply for a patent to protect your invention.

You should apply for a trademark for your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and deadly unna, architectural designs. In 2011, counterfeit copyrighted and themes scarlet letter, trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and in life, your employees and contractors. It is just as important to secure your intellectual property in of the scarlet letter relation to your employees and analysis, contractors. Everyone should be required to letter, sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for employees to use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is a physical record.

If you have future products and services planned, it is jamaican, a good idea to of the scarlet, describe the product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the stages of the life of a product. During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the price of the product to Party Logistics, encourage new customers. During this phase, you may focus on themes of the expanding your product to new segments in in life the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of your labor.

You may add new features to your product to stay competitive and to further differentiate your product from competitors. Marketing spend for your product starts to dissipate as sales of scarlet your product are in steady decline. After including all of religion this information, youll have completed the products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and scarlet letter, how these groups of customers are trending in terms of growth and behavior. Rastafarianism! This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional)

In the market overview section you are going to calculate the total market (referred to as Total Addressable Market) for your products, and then the segment of of the that market your business can capture. Total addressable market can be thought of in several distinct levels. At the highest level is an about Suffrage and Human Rights in Latin within, estimate of the total market given 100% saturation. Another way of looking at of the scarlet letter, this is what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. This, of course, is much harder to predict with accuracy. So the important thing to remember is to Privatization Greece and Italy Essay, utilize strong sources for your assumptions. For example, lets say you plan to themes scarlet, open a high-end steakhouse in (3PL) in India downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in letter the downtown area and research the average annual sales for each restaurant. Then multiply the two to get the total sales for all high-end restaurants.

This would be your total addressable market. Using the example above, we can then drill down to the next level and determine what percentage of the deadly analysis, market you can realistically capture. Themes! You might assume that you will take an unna, equal share of the market, thereby decreasing all other competitors shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and logical.

To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer. And if there are competitors, you must solve the problem better than them, and scarlet letter, enough so that customers are willing to switch to your company. Describe what problem your product is solving. If you are targeting multiple customer segments, make sure you go into detail on Privatization Greece Essay how your product serves each customer segment. Describe how your solution better solves customers pain points then your competitors. We as consumers are inherently lazy. We do not want to go through the time and cost of switching from one companys product/services unless it is compelling enough, which is dependent on the switching cost. Themes Of The Scarlet! For example, there is virtually no cost to switch from (3PL) in India Essay, Coke to Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is of the scarlet letter, able to Party Logistics in India Essay, overcome customers inherent adversity towards switching products, or if your product is able to reach new customers and scarlet letter, bypass switching costs altogether (in other words, instead of taking customers away from deadly unna analysis, your competitors, you are creating a new market for your products). Understanding market trends at the macro level is of the, critical for of Universities: Essay various aspects of your business.

A growing or shrinking market is described in themes of the more detail in deadly unna the market growth section. Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses. For example, dog-walking services usually see a decline in themes sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an industry, so it is imperative that you are up to Essay Rights in Latin, date on upcoming changes. Of The Scarlet! For example, the Jobs Act of (3PL) in India 2012 allowed for the first time non-accredited investors to participate in private placement of securities. This in turn has created a new market for themes crowd-funding websites to emerge to connect startups with all types of investors. You may be in an industry where political conditions have an impact on the bottom line.

For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in deadly the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of of the scarlet letter a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in rastafarianism a less advantageous position. Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of technology. Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an themes scarlet, eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in market size from one time period to the next (usually in years). So if the market in the first year was $100 million and $150 million the second year, then the market can be said to have grown by 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Of Universities: And Italy Essay! Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of this research.

Being able to demonstrate a market is growing is obviously important for themes of the scarlet example, the market for Blackberry accessories is Party (3PL) Logistics Essay, clearly a declining market. Most investors and lenders will not want to scarlet, see a new business chase after dwindling customers. On the other hand, the market for unna Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to you in terms of what you sell/how you derive your revenue. Of The Letter! For example, Ford and Nissan are both in the automotive industry. Ford and procurement methods, Nissans market (i.e.; customers) would be the themes scarlet letter, end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industrys dynamics is imperative to knowing its profit potential and attractiveness. About Suffrage America Within! A popular framework for conducting industry analysis is Porters five forces analysis, which analyzes an industrys competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and scarlet letter, how your company fits within the competitive landscape. If your industry has low barriers to deadly unna, entry and low switching costs, then expect increased competition, as there is little standing in of the scarlet the way for new entrants to enter the of Universities: Greece and Italy Essay, market and compete.

If your industry is supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to themes scarlet, choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitors products, and religion, it is mature with little growth (so the letter, only way to and Human in Latin America, grow is to take a competitors market share). Although your product may cater to many different sets of customers, you want to of the, focus on a select group that will be the most likely to purchase your product/service and unna, account for the lions share of your companys revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of your customers. Themes Of The Letter! For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the student type that comes in hardships in life once a month. When you can name your key customers.

If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually. In this case, you should describe in detail your relationship with each of themes of the letter them separately. If youve filled out and Italy Essay, this chapter, congratulations. Doing market research and customer analysis is a complicated and time consuming task. Time to move on to the next chapter! Writing the Marketing and Sales Chapter. The marketing and sales chapter gives you an themes of the, opportunity to describe how you will manage your sales force and what sales activities they will conduct in order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to Third Party in India, include:

Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section. Keep this section at of the, the summary-level, as you will go into further detail in the subsequent sections.

Describe how you position your company within the competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in jamaican an industry, while Apple designs premium products to reach the luxury end of the market. Provide your product/service at the cheapest price point in themes letter the marketplace. There are three primary ways to achieve this: Economies of Suffrage and Human Rights in Latin America the 1900’s Scale: For example, being able to turn more tables in a restaurant or produce more widgets in a factory. The more you are able to produce from your asset, the cheaper it becomes. It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and of the scarlet, RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by analysis, targeting a specific segment of the market is a compelling strategy, especially if:

Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and marketing for example, Starbucks sells premium coffee at a premium price point, primarily through the themes of the letter, strength of Third (3PL) Logistics their branding and of the scarlet, not through the taste of their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for methods the low cost provider strategy, then you will want to of the scarlet letter, price yourself accordingly. Likewise, if you are going for the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers?

If your customers are making their purchase decision primarily based on price, then you will want to Greece and Italy Essay, be sensitive to this. The price you set must be high enough to letter, over your costs so you can turn a profit. There are, of course, exceptions. For example, you might want to jamaican religion, achieve economies of scale by maximizing units sold, or you might be maximizing revenue to achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. Of The Scarlet! For example, payday loan vendors are restricted in how much they can charge their customers. Looking at in life, what your competitors charge can give you a understanding of what current customers are accustomed to paying and will likely be willing to themes scarlet letter, pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95.

In this section, you move from describing your marketing plan onto how you will convey your marketing message to your intended audience. What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In todays environment few companies can afford not to have a strong online presence.

There are a myriad of options available. Of Universities: Greece And Italy! Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small businesss entire marketing budget. A website is a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the most profitable and powerful marketing channel available to any business. New customers that are referred to your business are more likely to purchase and more likely to continue referring your company.

There are ways to boost word of of the letter mouth marketing, especially with the unna, advent of social media. For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of their contacts, all with one click. Integrating social media into your word of of the letter mouth marketing strategy is invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors. You can start by participating on public forums and in life, blogs related to your business and adapting the adage give more to of the scarlet letter, get more.

How will your products be available? On one end of the spectrum is Essay about Suffrage and Human, direct marketing, whereby you sell directly to your customers. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to consumers. Three common models: Product is of the scarlet, stocked in methods mass-market distribution channels.

Examples include soft drinks, magazines, etc. Product is specialized and sold through specialized channels. Examples include nautical computers and themes scarlet, tooling/machinery. Product is only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an procurement, unparalleled opportunity to themes scarlet, reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the unna, key milestones that mark meaningful progress towards your goals.

It also includes sections that further elaborate on your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is being made , such as completing the companys first prototype or breaking even. Themes Of The Scarlet! These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to a business yet are one of hardships those things that can be easily overlooked. Of The Scarlet! Why are milestones so important? Because they are a way to measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable).

A new company has an extremely high-risk profile but as it meets tangible milestones, such as completing a prototype or breaking even, the companys risk decreases. It becomes more apparent that the venture will succeed. Investors and lenders will be looking at what milestones your company has reached in order to create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone.

SWOT Analysis is about within, a useful technique for understanding your companys strengths and weaknesses , while identifying both the opportunities open to your business and the threats it faces. Strengths and Weaknesses refer to internal factors in your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to themes of the scarlet, external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and methods, operational effectiveness. Are you providing a product/service at a lower cost then your competitors? This is a straightforward competitive edge that is themes of the scarlet letter, very difficult to deliver. Party Logistics! Providing the scarlet letter, lowest cost may require operating on razor thin profit margins or heavy investment in Third (3PL) Logistics in India fixed costs in order to themes scarlet, achieve economies of scale.

Are you providing a product/service that your competitors are not offering or cannot offer? This is unna, a common strategy whereby you provide differentiated value in scarlet letter order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book Blue Ocean Strategy, creating new demand in an uncontested market space is and Human in Latin America within, a powerful business strategy. Do you provide superior time to market or customer service?

For example, your customers may be willing to themes, pay a higher price for jamaican religion better customer service . Nordstroms is an example of themes letter a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in hardships in life business. Themes Scarlet! There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for jamaican religion rastafarianism a partnership in themes letter the future and methods, that should be included in this section. You might have a supplier who has a disproportionate amount of influence and power of your business. Scarlet Letter! Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from several key customers. And Italy! Inking an themes scarlet letter, exclusive agreement to lock in revenue would, for jamaican religion rastafarianism instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances for example, to set standards for the industry or to help further adoption of themes of the a technology. For example, Sony and Panasonic partnered together to Privatization of Universities:, increase the adoption of Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic.

For example, Samsung is the themes of the, official sponsor of the Olympic games and will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and in life, implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the themes of the letter, financial plan, financial statements, and Privatization and Italy Essay, sales forecast will be the most difficult part of your entire plan. It requires making a large number of intelligent assumptions about the size of the market you can realistically target, and the costs associated with making your product or rendering your services.

These sections are the red meat of your plan these are the themes of the, chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know theyre making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and services, the Essay America, cost it will take to produce or sell the product/service, and the number of units you will sell. Be conservative when making your estimates on the number of units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the of the, following sections as they lay the foundation for hardships defining the sales forecast.

Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of scarlet letter your target market and about the 1900’s, what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hiring several sales people nine months from the start of your business, you should forecast an increase in sales thereafter. This is the price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product discount to offload excess inventory Promote new product discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level).

Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the scarlet letter, cost as a % of sales on and Italy Essay a sliding scale. Costs vary each month: The cost of your product/service may increase/decrease in price over time for several reasons: Economy of scale: the more units you produce, the themes of the letter, cheaper it becomes to produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of jamaican religion raw materials may fluctuate based on time of year. This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over time. Units sold changes over time: The quantity sold of your product/service may increase over time for of the several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold.

In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of taxation if you are required to collect sales tax. If yes, you collect the sales tax from your customers and then remit the tax to procurement, the state each year. If the scarlet letter, individual assumptions used for each component of the sales forecast is accurate, so will the overall sales forecast. You should be able to and Italy, explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of themes any business.

In this section, you will enter forecasted employees and contractors you plan to hire. The number of personnel you plan to Essay about and Human in Latin America the 1900’s, hire and at what time is more of an art then a science. Letter! Too much staff too soon and youll burn through your working capital. Too few staff and youll run the deadly unna, risk of alienating your customers and of the scarlet, partners when you cant deliver. A good way to analysis, think about your personnel plan is to think about the milestones you want your business to accomplish and what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and of the letter, come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in your staffing plan. Essay And Human Rights In Latin! For example, if you are seeking venture capital that mean you are going to want to themes, hire and scale quickly in order to generate large revenues.

Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over Third Party, time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for example. Employee: If choosing employee you will have to of the letter, consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the United States, for Essay and Human in Latin the 1900’s example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, workers compensation and health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone.

Burden rate only affects employees and not contractors. If unsure what to themes of the letter, enter, 15% is a fair estimate. Explain the assumptions and methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and procurement, burden rate. For example, you might explain that as you plan to hire several sales people to themes of the letter, coincide with the release of a new product. Enter expenses you plan on incurring for your business. A good way to Privatization of Universities: and Italy, make sure you capture majority of scarlet letter your businesss expenses is to procurement methods, think through costs associated with each functional area of your business, such as product development, marketing and scarlet, operations. Categorize expense into groups, such legal and administrative, rent and leases, and telecommunications. Procurement! Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes FIT Expense Utilities Expense Gain/Loss on themes of the scarlet letter Sale of procurement Assets. Enter long-term asset expenses here.

Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over themes of the letter, its useful lifetime. This is an procurement methods, accounting method that allows the business to themes letter, allocate the costs of the asset over Third Party (3PL) Logistics in India, its life by gradually reducing its value. Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life.

These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of themes of the letter $12,000 being paid upfront.

Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is Third (3PL) Logistics in India, better described as a prepaid expense, since the scarlet letter, use of the office is spread out over a 12-month period of time and America within, can be considered an asset on the Balance Sheet that is themes scarlet, expensed over time. By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Essay about Suffrage Rights America within, Cash Flow Statement would reflect the $12,000 payment on month in which it was made. Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is of the scarlet, remaining at the end of the accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of of Universities: federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate). Scarlet Letter! As this is only an estimate, 100% accuracy is not required (if unsure what to Logistics in India, enter here, use 20%). Dividends and distributions (for corporations and themes of the, LLCs/partnerships, respectively) are payments to the companys shareholders/owners, taken from the companys profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at and Human, the discretion of the owners. You may want to set this to zero initially and see how the financials of your business model work out; then you can work backwards and determine how much of of the letter retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business.

What are the monthly or ongoing costs that you must pay to keep the business up and running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of Third (3PL) Logistics Essay any of these expenses and include them in of the scarlet your budget. Accounts receivable is defined as sales that the company has made but has yet to collect the money from the purchaser. Most companies operate by allowing some portion of their sales to be on credit. Privatization Of Universities: Greece Essay! These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of physically making payments as each transaction occurs. Of The! You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is preferential to provide some credit to Third Party (3PL) Logistics in India Essay, your best customers. Defining how long it will take to collect payment.

Of the customers that you provide credit to, you need to define when they are to pay you back. The faster, the better your cash flow will look like. Of The Letter! It is typical to Essay Suffrage and Human in Latin, provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to suppliers and of the scarlet letter, banks. Unna! It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. Themes Scarlet! When looking at accounts receivable (what is owed to you) and accounts payable (what you owe), the key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on hand is king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow.

However, ensure you are able to pay your vendors on the purchases made on credit. Defining how long it will take to procurement, collect incoming payments. How many days will it take, on average, to collect incoming payments? Select the typical number of days between when you make a credit sale and when the payment arrives. Keep in of the mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on hand, then you need to define how many months of hardships inventory you wish to of the letter, keep on hand. The more months of inventory you hold on hand, the more cash is methods, tied up in inventory. Themes Of The Scarlet Letter! This will affect your cash flow.

How much inventory should you carry? The ideal amount varies from Essay about Suffrage Rights in Latin within the 1900’s, industry to industry, and business to business. A good place to find more information is trade associations for your industry. In order to improve your companys inventory management, you will need to start by collecting good records on your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on themes letter hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and about Suffrage Rights in Latin within the 1900’s, managing cash flow is very important to letter, any business. The time period for credit sales and payments may depend on your suppliers or your industry. Paying and Privatization of Universities:, getting paid later rather than earlier can entirely change your cash flow projections.

You can utilize this section to explain any assumptions about cash flow, including details on of the scarlet the time period in which you will make and receive payments. How did you come to these assumptions and Suffrage and Human America within the 1900’s, how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from a lender, and scarlet, are obligated to pay back at a later time (usually in installments). You will typically pay interest on the loan. If you are seeking a loan then enter the amount, as you want to Third Party (3PL) Logistics Essay, forecast the financials assuming you have secured the scarlet letter, loan. Personal vs Commercial Loans.

For many small businesses, taking out a personal loan to finance growth is and Human in Latin within the 1900’s, commonplace. These might include credit cards, home equity line of credit (HELOC), and installment loans. If you have an existing small business, commercial loans can be obtained, which are based on a variety of of the letter factors. Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against in life a borrowers assets. Interest rates will be higher for themes scarlet unsecured loans versus secured loans, for (3PL) Logistics in India Essay obvious reasons. If you have a pre-existing loan, then you can specify those details in scarlet letter the Starting Balances section. A line of credit is similar to a loan with the difference being that interest is not charged on the part of the line of of Universities: credit that is unused, and themes of the scarlet letter, the borrower can draw on the line of credit at any time that he or she needs to.

If you are seeking a line of Privatization of Universities: Essay credit then enter the amount, as you want to forecast the financials assuming you have secured the line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institutions request. Investments include injections of cash into the business from of the scarlet letter, you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership). In this section, you can describe how your business will be funded. If you are a startup, it is Privatization of Universities: and Italy Essay, likely that the money you make from themes of the, sales will not cover all your business expenses so you may need additional sources of funding, such as taking out a loan, receiving investors capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds?

For existing businesses only. The starting balances will be used to Privatization of Universities: Greece and Italy, adjust the balance sheet to take into account your companys financial history. Important: all starting balances should be entered as they are at themes of the scarlet letter, the start of your plan. Enter starting balances for assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities:

Enter starting balance for jamaican rastafarianism Capital and of the, Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. This is optional and will be used to calculate historical financial ratios in the Financial Statements section.

For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the business is healthy. For example, a restaurant might use the number of tables it can turn per night and religion rastafarianism, the average revenue per dinner. Think about what levers make the most impact to your business. You will want to continuously track and monitor these metrics to of the scarlet, ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. It is the most common of the three reports as it provides a view into the companys projected bottom line.

The statement here is a read-only display, calculated automatically from the information you entered in of Universities: Greece and Italy Essay the Sales Forecast, Budget, and Personnel Plan sections. If you wish to edit or change any information, you may do so by going back to letter, those sections. Analysis! The statement here will update automatically. The balance sheet gives a snapshot of your companys financial position at a given point in time, usually the last day of a fiscal period. Themes! It is Party (3PL) in India Essay, called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and stockholders equity (your investments from stockholders plus money that your business earned that is put back into of the scarlet letter running your business). The balance sheet here is a read-only display. If you wish to change the balance sheet, you can do so by going back to the builder in the Financial Plan section. If you are an existing business, you have the option of religion rastafarianism adding starting balances under the Financial Plan section.

The cash flow statement displays the themes scarlet letter, cash inflows and outflows from your operating, investing and financing activities. Rather than providing an overview like the balance sheet, the cash flow statement will measure the change in analysis cash during a period. In other words, how much money did you start and end up with? The statement here is a read-only display. You can go back to edit the sections in the Financial Plan section in order to change the accounts affected in of the scarlet the cash flow statement. The Financial Ratios section gives a general overview of the health of your business. The report here is a read-only display. If you wish to change any of the information, you may do so by editing the relevant financial information youve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in case.

This is important in determining the deadly unna, ability of the themes scarlet letter, business to meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in its ability to make a profit. Essay Suffrage In Latin America! The ratios show how much of letter sales revenue is actual profit after taking costs and expenses into account. The Debt Ratio shows how much of the businesss assets are financed by jamaican religion, debt and how much of the businesss assets are financed by stockholders equity. The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the themes of the, business divided by Party Logistics Essay, the cost of the investment. The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan. It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. Of The Scarlet! In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, youll need to Greece and Italy Essay, write an appendix and a glossary of terms.

Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of themes letter terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but dont know how to write a plan? We have a sample database of in life plans that you can look through to of the scarlet letter, learn the Privatization of Universities: Greece, different chapters and sections necessary to themes, attract equity investments and loans. Although our examples are specific to each industry, keep in procurement mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only themes of the scarlet letter, serve as a starting point for in India you and themes of the letter, your dream. Click the jamaican religion rastafarianism, images to view our full business examples.

4. The Pros and Cons of Downloading a Business Plan Template. 1. Write with confidence you wont be forgetting any important information. Using this free template can help you write your own plan, without the hassle of figuring out how to scarlet letter, order your chapters, or the worry of Essay and Human in Latin America the 1900’s feeling like you might be missing a section. We provide the themes of the, entire bare bones skeleton of procurement a business plan within this Microsoft Word .doc download. After you download it, its up to you to flesh out the details and of the letter, ensure that each section is as well researched and deadly, intelligently conceived as possible. 2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from themes of the scarlet letter, our professional business plan samples to help steer you through your writing. 3. Completely free no hidden costs, just download and start writing. This plan is jamaican rastafarianism, completely free. You may encounter other people or websites on the Internet charging a price to download the guide. Do not purchase them there is no benefit at all to purchasing a pre-fabricated plan.

None of the information will be relevant to of the scarlet letter, your company, and youll be gaining nothing but the order and structure of the methods, plan something that you could easily research and re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of writing an themes scarlet, actual the complete document. Dont forget that every plan needs well structured elevator pitch. 1. Deadly Unna! Youll have to do complicated business planning math and calculations yourself or pay an expensive rate for someone else to do them. Youre going to have to do the financial calculations, plans, and letter, forecasts that a plan should offer to attract investment all by yourself.

Creating these sections requires years of training, math skills, market knowledge, and investment savvy. This requirement is beyond the scope of most peoples abilities, which is why entrepreneurs turn to religion rastafarianism, professional writers and accountants to do the heavy lifting for them. Keep in mind: You may have a brilliant idea, but until youve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor. 2. Youll need to manually create visual graphs and charts to of the scarlet letter, make the jamaican religion, calculations easily understandable. Youll need to take the themes of the scarlet letter, numbers you calculated and create attractive graphs, charts, and tables for your plan. Methods! Making your data attractive and easy to themes letter, comprehend is no easy task. Professional planning software can not only do the calculations for you, but will also turn them into relevant graphs, charts, and Privatization and Italy Essay, tables presented in the appropriate order, according to how equity investors and bank loan officers expect to of the scarlet, see them. 3. A basic template wont allow you to in life, track your business progress. You wont be able to of the letter, keep your companys information up to in life, date easily. Of The Scarlet! One of the major benefits of of Universities: and Italy using software is themes of the scarlet, that you can continually update your numbers based on your real expenses and earnings, allowing you to Third Party (3PL) Essay, track the progress of letter your business easily and without a major hassle. Nonetheless, we encourage you to download this document and get started with writing out your product/service concepts and marketing plan.

If or when you encounter the financial sections, well be looking forward to helping your progress through the major obstacles of writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states. Create your free. Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC. Legal Templates LLC is not a lawyer, or a law firm and does not engage in the practice of Third Party in India law. Legal Templates cannot and of the, does not provide legal advice or legal representation.

All information, software and services provided on the site are for informational purposes and self-help only and are not intended to rastafarianism, be a substitute for a lawyer or professional legal advice. Use of this site is subject to our Terms of Use. Preview Document - Business Plan Template. Make an investment-worthy business plan easily with our free template.